Advice on Claiming Compensation for Accidents at Work

ACCIDENT IN THE WORKPLACE


If you are involved in an accident at work, it will be necessary for you to show that your injuries were caused by the negligence of your employer. Your employer is also responsible for the actions of work colleagues who cause accidents involving injury. Please remember that you have an obligation to make your employer aware of any accidents, which occur whilst at work. This information should be properly recorded in the Accident Book. Please note, your employer cannot terminate your employment if you make a claim for compensation. If you are in any doubt or concerned over this, we recommend that you consult us immediately.

If you are an employer, self-employed or in control of work premises you are required under RIDDOR to report some types of work-related accidents and accident at work, diseases and dangerous occurrences.

Reporting accident at work and ill health at work is a legal requirement under the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 1995. The information gathered helps the Local Authority and the Health and Safety Executive (HSE) to identify where and how risks arise and to prevent reoccurrence and prevent further pain and suffering to employees.

You must report all of the following:

       A death

       A major injury

       An over-three-day injury (this is when an employee or self-employed person has an accident at work and is unable to work for over three days, but does not have a major injury);

       A work-related disease

       A dangerous occurrence

       Where a member of the public is taken directly to hospital

How Soon Do I Have To Report The Incident?

All time limits for reporting accident at work vary depending on the severity and the guide below should be followed.

       Where the accident has resulted in someone's death or a major injury we need to be notified immediately

       Over 3-day injuries need to be reported within 10 days.

       As soon as possible after the doctor diagnosis a work related disease.

       Dangerous occurrences need to be reported immediately


Have you suffered an accident at work? If so, you may well be able to claim compensation from your employer’s insurance company.

Work injury can be defined as any accident at work that could have been avoided. And if the work injury were not your fault, you’re entitled to reasonable financial compensation.

Our solicitors, who are all fully qualified members of The Law Society panel of personal injury experts.

We offer free advice on claims for accidents at work including:

Exposure to avoidable health risks causing accidents at work

Lack of safety equipment causing accidents at work

Exposure to unnecessary hazards or health risk causing accidents at work

Faulty machinery causing accidents at work

Poorly maintained machinery causing accident at work

Unsafe working conditions causing accidents at work


If you would like more information on Claiming Compensation for Accidents at Work then please click here

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If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71.

The Personal Injury, Accident Claim, No Win No Fee, Accident At Work specialists.

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Aviation Accident Lawyers & Lawsuits
Aviation Accident Lawyers & Lawsuits

Although today’s air travel is one of the safest forms of transportation, aviation accidents still happen and can become a living nightmare for those involved.  There are many reasons that aviation accidents happen and they can all vary greatly depending on specific circumstances and problems that occur during the flight process.

Some of the accidents that occur deal with taxi and takeoff, descent and landing, mechanical failures, pilot error, poor weather and fuel mismanagement.   Many people believe that aviation accidents can simply be caused by ‘bad luck’, however in many of the cases researched; the accidents could have been avoided all together.  If the pilot and flight crew can perform their jobs without and mistakes, an aviation accident is much less likely to occur.

An aviation lawsuit involves a lengthy process which requires an experienced level of expertise.  Litigation in the aviation industry generally involves expert witnesses with specific knowledge in certain aspects of aviation such as air traffic control, engine design and mechanics.   These lawsuits are generally directed towards pilots or manufacturers of aircrafts, however sometimes pilot error can be blamed for accidents along with defective or malfunctioning machinery.  Since planes are mass produced, if there are malfunctioning parts in one of the planes, there’s a chance that all of the models will have this defective part.

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Whiplash Compensation Claims Advice
Whiplash Compensation Claims Advice

 
 Whiplash Injury
 is a sudden moderate to severe strain affecting the bones, discs, muscles, nerves, or tendons of the neck, which is composed of seven small bones known as the cervical spine.
 
 
 Symptoms
 may appear straight away or develop gradually over hours, days, or weeks after the injury.
 Symptoms of whiplash may include
 
 • Pain or stiffness of the neck, jaw, shoulders, or arm
 • Dizziness
 • Headache
 • Loss of feeling in an arm or hand
 • Nausea or vomiting
 
 Diagnosis Whiplash Injury can be difficult to diagnose because X rays and scans do not always reveal the injury and diagnosis is
 usually based on observation of symptoms, medical history, and physical examination
 
 
 Treatment
 is usually by way of medication, physical therapy, and supportive treatments. Severe whiplash may be treated with a surgical collar.
 
 
 Compensation
 The amount of compensation payable following a whiplash injury depends on the severity of the injury,
 the recovery period, and whether or not there are any permanent residual symptoms
 
 
 Medical History
 If you believe that you have suffered a whiplash injury in an accident it is important that you seek medical advice as
 soon as possible from either your General Practitioner or in more serious cases the Accident and Emergency department of your
 local Hospital. The medical record of your injury will used in part for the assessment of the value of your claim, and it is therefore
 important that the injury is documented as soon as possible after the onset of symptoms.

 

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If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71.

The Personal Injury, Accident Claim, No Win No Fee, Whiplash Compensation Claims Advice specialists.

Product Liability and Personal Injury Compensation Claims in the UK
Product Liability and Personal Injury Compensation Claims in the UK


There are strict laws in the UK governing the manufacture and sale of products. If a manufacturer sell a product that is defective and the defects cause injury, loss or damage then that manufacturer is liable to pay compensation.
Fortunately, suing a manufacturer for compensation in a product liability case is easier than you think.

Products Liability is generally considered a strict liability offence.  Strict liability wrongs do not depend on the degree of carefulness by the defendant.  Translated to products liability terms, a defendant is liable when it is shown that the product is defective.  It is irrelevant whether the manufacturer or supplier exercised great care; if there is a defect in the product that causes harm, he or she will be liable for it.

PRODUCT LIABILITY - FAULTY GOODS


These are cases arising out of a situation where products are defective and cause injury as a result of the defect. If you have been injured as a result of purchasing a standard consumer product which is defective, then you may be able to claim compensation from the manufacturer/supplier as well as individuals/companies through whom the goods may have passed.

Defective household products can result in serious injuries, or even death. Defective household products that injure consumers may result in a product liability claim.

One of the most common terms to arise in product liability litigation is “ defect”. In the eyes of the law this term has a broader meaning than one might expect. The law considers any product which is unreasonably dangerous for its intended use to be defective. In considering this definition, it is important to remember that the term “unreasonably” dangerous is crucial to the meaning of the term “defective”. Thus, a product may be inherently dangerous but have such utility that the danger is one which would not be considered “unreasonable”.

Manufacturers are almost always covered by insurance and claims for damages usually fall into four categories:-

Defective Design
means that an item is inherently dangerous because of inadequate design.
 

Defective Manufacture
generally occurs because of a quality control failure ensuring that the item does not achieve the required specification.
 

Defective Warnings
do not accurately reflect the dangers associated with the item or adequate warnings may have been minimized by the salesman.
 

Negligent Surveillance
occurs when a manufacturer does not properly warn consumers about an items subsequently discovered lack of safety.

 

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If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71.

The Personal Injury, Accident Claim, No Win No Fee, Product Liability specialists.

Personal Accident Claim - The Successful Route
A personal accident claim can start and finish, without you even knowing it. Before you know it, your accident injury claim cheque CAN be at your doorstep within months.

Gone are the bad old days when it was absolute chaos, there wasn’t much choice around, like cornflakes. Now there’s Crunchy Nut, Weetabix, Cheerios, the full load. Only now we have more of a choice to what we want to eat.

Accident compensation claim works exactly the same way, but instead of the taste it’s the quality of service. Many companies that entered the market and left. The ones remaining are the ones who have made a name for themselves. A brand!

The word 100% Compensation has been diluted by many companies who simply want your business, but later giving you a small print to deduct charges. I mean it does freaks people out.

So upfront, you should receive 100% Compensation for road traffic accident claims, work accident claims and slip, trip or fall claims. The others you may not receive 100% Compensation, mainly due to the structure of claim to recover costs.

Anyway you can start a personal accident claim and your accident solicitor will finish it. Not much work is required on your behalf except at the forefront. If everything is clear on the outset, the rest should be taken care off.

But in order for this to happen you need to make a decision to begin. If your main goal is to settle your compensation in the least time possible, plus gain maximum 100% Compensation, then follow this simple step.

Stay In Contact With Your Accident Claim Solicitor
Always stay in contact with your injury solicitor. If you leave for holiday, or can’t be contacted for some time then let them know.

There has been occasions where people forget to inform their accident solicitor and your accident injury claim goes nowhere besides archive. Don’t let that happen to you. The more you stay in contact or respond to them, the quicker you will see your money.

It’s as simple as that!

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Motor Insurers Bureau Compensation Claims
It's a fairly common practice, claiming compensation from the another driver’s insurance company in the event of a road traffic incident. However, if the driver whom you had the accident with had left the scene and subsequently cannot be trace - then what? Also, what can you do if the other driver doesn't have insurance?
 Well thankfully, you may still be able to make a claim compensation from the UK Motor Insurers Bureau.
 
 Claims going through theUK Motor Insurers Bureau is similar to making a normal claim. Your case will be reviewed by the ruling judge and a decision is then made in regards to liability and how much compensation you should be awarded which will be paid by the UK Motor Insurers Bureau.

 

MIB was established in 1946 as a private company limited by guarantee for the purpose of entering into Agreements with the Government to compensate the victims of negligent uninsured and untraced motorists. Every insurer underwriting compulsory motor insurance is obliged, by virtue of the Road Traffic Act 1988, to be a member of MIB and to contribute to its funding

 

The MIB can give compensation to someone who is involved in a motor accident caused by an uninsured driver or untraced driver. If the driver was uninsured, the MIB can pay compensation for personal injury or death and/or damage to property. If the driver has not been traced, the MIB will consider claims for damage to personal property providing the vehicle can be identified.
 
 Normally, the UK Motor Insurers Bureau will make a payment for both your vehicle and any personal injury suffered by yourself. This may also cover loss of earnings and medical expenses, pain, distress and suffering - all covered by the UK Motor Insurers Bureau
 
 At Claims Master Group claiming from the UK Motor Insurers Bureau is handled by our team of legal professionals. We work on a no win no fee basis, so the solicitor who will be working with the UK Motor Insurers Bureau to award your compensation is free of charge to yourself.

 

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If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71.

The Personal Injury, Accident Claim, No Win No Fee, Motor Insurers Bureau  specialists.

Accident Injury Claims Done Right

When dealing with a car accident, finding and hiring a qualified attorney can help you a great deal.  They will help ease your mind through dealing with all the legal aspects of your situation while you focus on coping with the pain and suffering of such a traumatic event.  There are lawyers out there ready and willing to make sure that you are compensated for being hurt in a situation that you may not have had any control over.  

Never hesitate after an accident when seeking medical and legal help.  Many people don’t know until much later that they even have an injury after a car accident.  They are usually so scared and rattled that if they feel okay enough, they go home and sleep it off and try to reestablish normal activities the next day.  Or, if they are in pain, they might seek the advice of family and friends who may tell them not to worry, that it is just neck pain and it will go away with time.  This is all really bad advice.  There could be internal injuries that over time could become major or even life threatening problems.
 
A very serious problem that is often overlooked is an internal head injury.  Just because a car crash victims head is not bleeding, does not mean that they are okay.  Closed head injuries often occur some time after the accident and can go unnoticed and often occur when a car crash victim’s head is sudden thrust into a hard surface (steering wheel, dashboard, back of the front seat) at rapid speeds.  These types of injuries often do not penetrate the skull and can be overlooked at first.  These types of collisions result in internal injuries within the brain.  

Even whiplash can cause a closed head injury.  Other types of closed head injuries include bleeding from the head or face, confusion, lethargy, loss of hearing or fluid drainage from the nose or ears.

Another, more traumatic injury caused by car accidents is permanent or temporary paralysis.  Paralysis occurs when the vital nerves that control various body parts are damaged or severed.  This happens when there is a traumatic impact to the neck or spinal cord resulting in parts of the body not being able to retain the same mobility or sensations that they once had.  

When paralysis occurs, it can be an extremely difficult time for the victim and his/her family.  They are faced with life long challenges and may need constant round-the-clock care for the rest of their lives.  Temporary paralysis occurs when a nerve is pinched or inflamed.  In any case, seek help quickly. Don’t hesitate.  You may be entitled to seek compensation for your injuries.  It is important that you contact a qualified car accident attorney today and get a case review.

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Road Traffic Accident Compensation
Most road traffic accident compensation involves two drivers, with a driver or passenger from the one vehicle seeking compensation from the driver of the second vehicle. Based on evidence that the accident was caused through negligence. The road traffic accident compensation claim will lead to legal proceedings that will involve the driver and possibly, passengers of both vehicles claiming injury as a result of the negligent driving on one the parties behalf . Typically, legal proceedings due to poor road design, will be against a local council. This can be on the basis that they to have failed to install proper signs maintained proper design or maintain a A road, high street or motorway. A road traffic accident compensation claim may also include a product liability claim lodged toward the manufacturer of a car or car part, claiming design or manufacturing defect which lead to the accident. Also, if a car mechanic or garage left a car in an unsafe condition, liability may fall within their responsibility.

Unique Situations
Unique situations can often arise in a road traffic accident compensation claim which make the legal proceedings more difficult. All parties involved may be liable for potential injuries and this will be considered during the course of any legal proceeding. Various issues that can arise from the accident itself include:

Leaving the scene of an accident: Is not so uncommon in the UK where the driver who causes an accident fails to stop at the place of the accident. This will make it difficult for the injured party involved make a positive ID and therefore bring the driver to court.
Pedestrians and Road Accidents: In such situations, a member of the public can suffer serious injuries as a result of a collision with a vehicle. Often time the conduct of the pedestrian is called into question making it difficult to make a claim against the driver.
Motorbike & Car Accidents: Motorcyclists are very much at risk in regards to personal injury when involved in a road traffic accident, even in collisions which would be relatively minor had they occurred between cars. Due to the nature of some motorcyclists, it may be prove difficult to obtain a far hearing from a jury as they're commonly deemed 'wreckless' road users even if the other party is clearly at fault.
Bicyclists & Car Accidents: Bicyclists are among the most vulnerable road users. They are more likely to sustain serious injury when hit by cars or other vehicles. Various hazards such as doors opening in front of them are obvious causes of collisions as well as many others. Cyclists are often caught in the drivers blind spot and they often report that they did not see the bicyclist until it was too late.
Buses & Car Accidents: Bus accidents can also be quite serious. Due to the sheer size, passengers carried, a collision with a bus will not only see other road users worst off, but unmanaged passengers can also add to the already heated mix of a road accident. Any road traffic accident compensation claim will also be taken up with the operator of the bus not just the driver.
Unsafe road conditions: Where things like road debris and poor, uneven road surfaces abound, accidents can be common place. Whether this is in the form of parts which have fallen off of vehicles, or debris that is kicked up from the roadway, it can all be used as evidence in a road traffic accident compensation claim if the driver believes this was the cause of the accident.

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If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71.

The Personal Injury, Accident Claim, No Win No Fee, Road Traffic Accident Compensation specialists.

Personal Injury Claims Statistics: Is there a Compensation Claim Culture in the United Kingdom?
An important ulterior goal is to give at least a preliminary evaluation of the contention that both the number and the cost of claims have been driven to record levels. If the figures bear this out, it would lend support to those who consider the UK to be gripped by a compensation culture, and undermine the Government’s view that, although the compensation culture is a myth, the public’s erroneous belief that it exists results in real and costly burdens.
Compensation Recovery Unit statistics say that the number of claims has increased only by three per cent in the last five years. The more detailed figures reveal that not all types of injury have reflected in this small increase. In particular, it is notable that  accident claims have actually declined, and it is the substantial rise in claims for disease that accounts for the overall increase.
The Insurers’ Bodily Injury Awards Studies. Throughout the period studied, legal costs, including both claimant and defendant costs, averaged 30 per cent of the total motor personal injury claims. This means that legal costs continued to increase by more than double the rate of the rise of national average earnings.
National Health Service statistics provide that there has undoubtedly been a very great increase in clinical negligence claims in the last 30 or so years. The Pearson Commission reported in 1978 that the number of claims of malpractice against doctors and dentists (including those in private practice) had been running at about 500 a year. By 1990-1991, the estimated number of new medical claims made against the NHS in England had risen to between 5419 and 6979 for the year. The Oxfordshire study reported a “steady growth” in new claims in the period 1974-1998. In answers to Parliamentary questions in 2005, the number of claims made from 1996-2004 was broken down, using information supplied by the NHSLA. These figures confirmed the “continuation of the downward trend” in claims numbers that has been evident in recent years. They now are close to the lowest estimate for the year 1990-1991, coming down from a peak in the period 1997-2002.
Cost of claims
A complete picture of the NHS’s annual expenditure on clinical negligence compensation in England is available from 1996. This reveals a general upwards trend up to and including the year 2004-2005. The figures are startlingly higher than those available for the start of the 1990’s, when the annual cost of clinical negligence compensation was reported to have been GBP 53.2 and GBP 51.3m in 1990-1991 and 1991-1992 respectively. Even these are very much higher than the estimated figure for 1974-75 of GBP 1m. In claims for clinical negligence that were closed by the NHSLA in 2004-2005, defence and claimant costs were equal to, respectively, 13.76 per cent and 19.81 per cent of damages.

Outstanding liabilities for clinical negligence
One of the most frequently misapplied statistics in the current compensation culture debate is the annual estimate of the NHS’s outstanding liabilities for clinical negligence (including both known and unknown but expected claims, and taking into account the likelihood of settlement). This has risen from GBP 3.2 billion in 1999 to GBP 5.9 billion in 2003 and GBP 7.8 billion in 2004. The figures refer to liabilities that the NHS claims will arise over a longer period of time, and are very much greater than the sums that are actually paid out on an annual basis. Estimating the cost of outstanding liabilities is an exercise that is fraught with difficulties and the resulting figure representing a “worst case” scenario has been heavily criticised. Although the estimate of outstanding liabilities is frequently cited in the press and media, it must be handled with care. It would be quite wrong, for example, to use it to calculate the percentage of the annual NHS budget that is currently spent on clinical negligence compensation.
These figures provide the basis for an initial examination of the claim that a damaging compensation culture has developed in the UK in recent years.

Road Traffic Accidents Legal Proceedings
Even though there have been advancements in road and car safety, road traffic accidents are still common place in our society. Unfortunately, statistics show that most people will be involved in a serious road traffic accident at least once in their lifetime. We will discuss when such accidents may lead to legal proceedings.

If you are involved in a car accident, you should speak to a legal expert who can guide you through the minefield of the legal system and help you to get the compensation you deserve. You may like to get in touch with our advisors on 08000 71 22 71 or click our road traffic accident claims form to get started.

Legal Proceedings After A Road Traffic Accident
Not all road traffic accidents lead to legal proceedings, however if there are no serious injuries, you may be entitled to recover damages for property and other expenses from the other drivers insurance company. The likelihood of legal proceedings will usually rest on the quantum, or the amount of financial damage which has ensued from the accident.

What Causes Road Traffic Accidents?
There are many possible causes for road traffic accidents which are discussed below:

Bad Driving- This is by far the greatest cause of most road traffic accidents. Simple errors in judgement and other mishaps all add up to common poor driving habits such as ignoring traffic signals, speeding, not giving way at the correct times, tailgating and mobile phone usage.
Lack Of Attention- Drivers are oftentimes distracted and can increase the chance of a road traffic accidents. Whether from outside of the car or inside the car its something which we must all become more aware of. Reading maps or newspapers(!), changing CD's or the radio station, fixing your appearance in the vanity mirror or trying to comfort an upset child are all distractions which can cause road traffic accidents.
Under The Influence- Accidents on the road are unfortunately due to the impaired ability of the driver to concentrate and put both himself and other road users at risk.
Weather Conditions - Bad weather, rain, icy roads, floods all contribute to poor driving conditions from which an accident can occur by impairing visibility. Slippery road surfaces require the driver to take extra care whist behind the wheel. Motorists need to take into consideration these weather conditions whist on the road to avoid causing an accident. Black ice and flash flooding are all unexpected obstacles a driver will have to be prepared for when setting out on a journey, so its important to check the weather report if you suspect harsh road conditions.
Poor Road Design - Government liability can be called upon when confusing, poorly placed signs, barriers, road works or traffic signals are a contributing factor to a road traffic accidents. These can lead to drivers no being familiar with a change in road design and coupled with possible poor driving conditions lead to vehicle collisions and personal injuries.
Roadworthy Vehicles- A road traffic accidents can be caused by a vehicle not being road worthy. Factors such as poor tyres, brakes failing, electrical failure and similar defects can all cause a driver to become involved in an accident. A manufacturing defect, design failure or similar vehicle factory problem can also be a contributing factor.

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If you need advice or would just like to speak to someone, please don’t hesitate to give Claims Master Group a call on 08000 71 22 71.

The Personal Injury, Accident Claim, No Win No Fee, Road Traffic Accident Legal Proceedings specialists.